Terms & Conditions

1. Nature of Our Service

Our role is limited to facilitating introductions between consumers and licensed LLQP insurance professionals. Any services, advice, or agreements made between you and a professional in our network are solely between you and that professional.

2. Governing Law & Jurisdiction

These Terms & Conditions are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Ontario.

3. User Responsibilities

By using our services, you agree to:

• Provide accurate and truthful information in all forms
• Be at least 18 years of age or the age of majority in your province
• Use our services only for legitimate insurance inquiries
• Not submit fraudulent, false, or misleading information
• Not use automated systems or bots to access our services

4. Consent to Contact

By submitting your information through our forms, you expressly consent to:

• Being contacted by myepicinsurance regarding your inquiry
• Having your information shared with licensed LLQP insurance professionals in our partner network
• Being contacted by these partners via phone, email, or text message regarding insurance products and services

You may withdraw this consent at any time by contacting us at privacy@myepicinsurance.ca.

5. No Financial Advice

We do not guarantee any specific outcomes from using our services or from working with professionals in our network. Results vary based on individual circumstances.

6. Partner Network

Our partner network includes licensed LLQP insurance professionals and other licensed insurance practitioners. While we strive to work with reputable professionals:

• We do not employ or control these professionals
• We are not responsible for their advice, services, or conduct
• Any agreement you make with a partner is between you and that partner
• You should independently verify the credentials of any professional

7. Limitation of Liability

8. Intellectual Property

All content on our website—including text, graphics, logos, and software—is the property of myepicinsurance and is protected by Canadian and international copyright laws.

You may not copy, reproduce, distribute, or scrape our content without written permission.

9. Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms & Conditions by reference.

10. Amendments

We reserve the right to modify these Terms & Conditions at any time. Material changes will be posted on this page with an updated "Last Updated" date. Continued use of our services after changes constitutes acceptance of the revised terms.

11. Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

12. Contact Information

For questions about these Terms & Conditions, please contact: